RBSC Insurance information

General Information Sheet – Club Management Liability Insurance

 

Accidents. We never see them coming. But you can be better prepared with the right Personal Injury insurance policy. Personal Injury insurance is designed to offer some peace of mind to members, participants, volunteers etc of an organisation by having protection for certain costs related to an injury sustained whilst involved in an Insured’s activity. 

What is Generally Covered

• Physio

• Chiro

• Dental

• Ambulance transport

• Private hospital

 

What is Generally Not Covered

• Doctor’s Fees

• Surgeon’s Fees

• Anaesthetist’s Fees

• X-rays

• Public hospital costs

• MRI Scans


You can’t claim if you

• Play against medical advice

• Have a pre-existing injury

• Are under the influence of alcohol or drugs

• Are involved in a criminal act

• Have a pre-existing illness or disease (i.e. cancer, heart condition)

 

When does Personal Injury Insurance apply?

Personal Injury insurance provides coverage for injuries sustained whilst participating in an activity under the following circumstances:

• An official match or training session

• Travelling to and from an official club activity

• Participation in an official club function

• Tours or representative matches